PERSONAL LOAN SOUTH AFRICA

Personal loan online to a maximum of R350 000 with maximum 84 months to pay. You choose your repayment term.

Apply for a loan online in 2 minutes. No branch visits required . Money in your account within 24 hours of approval

APPLY FOR A BUSINESS LOAN * * * * APPLY FOR A HOME LOAN

PLEASE ENTER ALL DETAILS CORRECTLY AND HONESTLY TO AVOID
YOUR APPLICATION BEING REJECTED
Your Name (required)


Your Surname (required)


13 DIGIT S.A I.D NUMBER (REQUIRED)

Your Date of birth (required)


Select gender
MaleFemale
Marital Status (required)
SingleMarriedDivorcedWidowed

Your CELLPHONE number eg 0823157575 (required)


Email (required)


Gross monthly income Eg: 10000(Rounded figure without cents) (required)


Employment Status (required)
---Full timeWorking part timeSelf-EmployedRetiredStudentNot currently employed

Net monthly Income
---0-24992500-49995000-74997500-999910000-1249912500-1499915000-1749917500-1999920000-2499925000-2999930000-3499935000-3999940000-4499945000-4999950000-5499955000-5999960000-6499965000-6999970000-7499975000-7999980000-849985000-8999990000-9499995000-99999100000+(required)
Monthly expenses (required)

Amount you require (required)

Who do you bank with (required)
CapitecFnbStandard BankAbsaNedbankBidvest bankAfrican BankInvestecPost bankUbankGo bankingIthala BankRMBTransnetWizzitOther

CREDIT SCORE STATUS - (SELECT 1)(REQUIRED)
GOOD: ALL MY ACCOUNTS ARE PAID UP AND UPTO DATEFAIR: I CLEARED MY ARREARS MORE THAN 3 MONTHS AGOBAD : I HAVE ACCOUNTS IN ARREARS MORE THAN 30 DAYS

Name of company you work at (required)


Telephone number for company you work at

Whens your next paydate (required)


How long are you working at current company (required)
Less than 6 monthsMore than 6 months

Total value of your current debts
Less than R25000R25001 - R50000R50001 - R100000R100000 - R200000R200000 - R300000More than R300000

Are you under debt review (required)
YesNo

Would you like a free quote on any of the below products? (optional)
Business InsuranceTaxi InsuranceCar Insurance (Pay upto 39% less on your monthly premiumFuneral PlansHouse InsuranceMedical Cover from R321 a month

I consent to a credit check/s being performed on my profile
and to be contacted by credit providers contracted with loanshub.co.za (required)
Yes

CLICK ONLY ONCE (1 TIME) ON SUBMIT AND WAIT FOR NEXT PAGE TO LOAD.
IF YOU DO NOT SEE THE OFFER ON NEXT PAGE
PLEASE CHECK YOU EMAIL FOR FEEDBACK

CLICK ONLY ONCE (1 TIME) ON SUBMIT
AND WAIT A MINUTE FOR OFFER

 

 

 

APPLY FOR A PERSONAL LOAN

AT LOW INTEREST RATES

✅PERSONAL LOANS UP TO R350 000.

✅  VOTED SOUTH AFRICAS  BEST

ONLINE LOAN PORTAL 2YEARS IN A ROW.

✅ FLEXIBLE LOAN REPAYMENT PERIODS.

✅ Easy Online LOAN Application.

✅ NO LOAN APPLICATION FEES.

✅ IMMEDIATE PAYOUT.

ON APPROVED ONLINE LOANS. 

For personal loan applications the National Credit Act. Caps

interest rates at 35% a month over 6 months. Long term

personal loans capped at 60% a year.

---

An illustrative example of a personal loan at an interest rate

of 27.75% per annum would be. For example a Personal Loan

amount R50 000. Plus a once-off initiation fee of R1 207.50. 

Monthly admin fee of R69.00, over 72 months.
The total cost of the loan will be R 110 594.54. 

Which is a maximum Annual Percentage Rate (APR) of 30.98%.

 

 

Personal Loan repayment terms range from 1 to 84 months.

Maximum interest rate with regards to a Personal Loan is

27.75% per annum (compounded monthly). Your rate and

initiation fee will be determined according to your

personal risk profile.

Maintaining a good credit score is vital if you want

to apply for a quick loan or credit in any form.

There are plenty of things you can do to maintain

the good credit score that you have worked

so hard to build. One excellent reason why you

should care: money. A good credit score typically

means lower interest rates,  That means more cash

in the bank. It will also be easier for you to get

a quick loan and credit. 

REASONS FOR APPLYING FOR ONLINE LOANS

Life delivers  many reasons why you might opt in to take out a personal loans online. So you can make down payments on a home.To consolidating your debt. So that

Covering medical expenses or surgical procedures. buying a car,  getting to those home improvements which you have always wanted could all be great uses for a personal loan application.

POINTS TO CONSIDER WHEN FILING ONLINE  LOANS APPLICATIONS

Some reasons to apply for a personal loan is when you are unable to cover the full amount you need to pay but are responsible enough and financially able to pay back the loan on time. So your credit scores improves

CHECKS BEFORE APPLYING FOR PERSONAL LOANS NEAR ME

1. Only make applications for an easy loan you can afford. Thus ensuring a good payment history.Resulting in a better credit score
2. Work on your credit score before you apply for a loan online.
3. Prior to filling out an application applicants need to show lenders they are in a stable position. So that they can lend you money
4.  Before applying Check you are not listed as a bad payer. So you do not further lower your credit score by applying

BUDGET BEFORE FILING A LOAN APPLICATION

Many people don’t budget because they don’t want to go through what they think will be a boring process. Listing out expenses, adding up numbers, and making sure everything lines up. However when you’re bad with money.  There is no room for excuses with budgeting. Simultaneously resulting in your spending going on track is a few hours working a budget each month. On the contrary Why wouldn’t you do it? Instead of focusing on the process of creating a budget, focus on the value that budgeting will bring to your life

MANAGING YOUR BUDGET HELPS REPAY YOUR LOAN ON TIME 

Using the Budget: Budgeting is useless if you make it then let it collect dust in a folder tucked away in your bookshelf or file cabinet, Refer to it often throughout the month to help guide your spending decisions. simultaneously update it as you pay bills and spend on other monthly expenses. At any given time during the month so you should have an idea of how much money you’re able to spend. Considering any expenses you have left to pay

Tel : 0871331912 /0823157575

Email: info@loanshub.co.za