privacy policy

We provide a free service. We are a referral service, matching consumers with prospective lenders as per contractual agreement with lenders. We will also use third party networks of lenders to help you find a loan that meets your criteria and requests. Any compensation we may receive is paid by a participating lender or third party network of lenders for advertising services we provide to them.

To use our service, we will need to obtain personally information from you . Such personally identifiable information may include your name, home address, residence information, employment information, e-mail address, telephone number, South African ID number, financial information, bankruptcy history, credit references, etc. as such you must complete the Application Form accurately and completely. You must be 18 years of age to use our services.  Consumers who submit an application expressly authorise us and third party partners to contact them in connection with each application and/or request regardless of whether or not such consumer is listed on a “Do Not Call” list.

Once you submit the Application Form, we share that form with participating lenders and third party networks of lenders. By submitting your Application Form, you agree that you are requesting a referral for a loan from each of the participating lenders with whom we share your Application Form. As such, you are expressly requesting the participating lenders, and Loans Hub South Africa with whom your Application Form is provided to contact you by email, telephone and direct mail so that they may assist you in obtaining the loan requested. They may also provide information to you about additional services and products.

The submission of your information is made and reviewed in real-time to determine whether you meet the lender’s loan qualification criteria. Participating lenders may, among other things, verify your South African identification number, perform a credit check, and review your information against national databases that track consumer transactions with lending institutions. By submitting the Application Form to us, you agree to allow participating lenders to review, verify, and research the information you’re provided.

If a participating lender accepts you as an applicant, you will be contacted by said lender. You understand and agree that, once you have been directed to the lender, we have no further involvement in your loan application or approval process. Any further interactions or communications with the lender are subject to such lenders privacy policy, terms of use, and other policies and/or terms and conditions of the lender.

we are not a lender and do not make loan or credit decisions in connection with our Services.

we do not guarantee acceptance by any particular lender or a particular loan program or product. All loan terms and conditions are that that of the lender. We do not guarantee any loan availability, rates, fees, or any other loan terms offered by the participating lender nor do we represent or guarantee that this is the best loan for you or available in the marketplace. We are not responsible for any errors or delays in providing the Services whether caused by errors in the registration information you provided by any technical problems in our systemLoans hub does not sell applicants details to 3rd party services.

We will never ask you for money to obtain a loan. Our loan finding service is 100% free